Business insurance,
done in minutes.
Upcover gives Australian small businesses, freelancers, and sole traders fast online quotes and instant policy confirmation. No paperwork. No broker offices. No waiting.
How does Upcover work?
Upcover replaces the old broker process with a fast, fully digital experience. Three steps to coverage.
Tell Upcover about your business
Answer a few quick questions online. Upcover's AI platform matches your business type, size, and risk profile to the right coverage options from more than 80 underwriters.
Get quotes in minutes
Upcover returns competitive quotes instantly. Compare policies side by side, review what each covers, and choose the plan that fits your budget and your business.
Get covered and manage online
Purchase your policy in one click and receive instant confirmation. Upcover lets you manage, renew, and update your coverage entirely online, no office visits required.
Coverage for every kind of small business
Upcover offers a wide range of commercial insurance products designed for the way Australians work today.
Professional Indemnity
Protects freelancers, consultants, and advisors against claims of negligence, errors, or omissions in professional services.
Get a quote
Public Liability
Covers your business if a customer or third party is injured or their property is damaged as a result of your operations.
Get a quote
Cyber Insurance
Shields online businesses and brands from the financial cost of data breaches, ransomware attacks, and cyber incidents.
Get a quote
Business Insurance
Comprehensive property, contents, and business interruption coverage for sole traders, startups, and established small businesses.
Get a quote
Workers Compensation
Meets your legal obligations and protects your team. Upcover manages workers compensation coverage across Australian states and territories.
Get a quoteNot sure what you need?
Upcover's experts match you to the right policy for your industry, business size, and budget.
Talk to an expert Get a quote online
Trusted by 70,000+ Australian small businesses
"I got a quote and bought my professional indemnity policy in under ten minutes. Upcover made it stupidly simple compared to every other broker I'd tried."
"As a sole trader I always found insurance confusing and expensive. Upcover showed me exactly what I needed and confirmed my policy on the spot. Brilliant."
"Our startup needed public liability and cyber cover fast before a client contract started. Upcover had us insured same day. The team on the phone was genuinely helpful too."
Ready to protect your business?
Join more than 70,000 Australian businesses that trust Upcover for fast, straightforward commercial insurance. Get a quote online in minutes or call Upcover's team in Sydney.
International Tower 3, Level 17, 300 Barangaroo Ave, Barangaroo NSW 2000